Let’s face it, talking about money is never fun. But with the average wedding costing around $30,000, having the wedding budget talk with your husband-to-be is an absolute must. It doesn’t have to be a dreadful discussion, though. Simply take look at these tips before you sit down for a (mostly) stress-free chat.
Pick a calm time. If you or your fiancé are under a lot of work stress or not feeling well, it’s probably not a great time to start this convo. Be sure to choose a quiet time when you’re both in a good mood and open to having an honest discussion about your wedding plans.
Figure out what’s important. Before you sit down, both of you should come up with your top three wedding must-haves: five-star cuisine, open bar, live band, etc. You might be pleasantly surprised to find out that you’re both on the same page (or close enough).
Be nice. If not, then you can discuss why your picks are so important to you and try to find common ground. The most important thing is to not lose your cool or make your fiancé feel bad for wanting certain things at the wedding. Remember, it’s his day too!
Get estimates. Once you’ve come up with your must-haves, you should start to get estimates. It’s easier to come up with a budget when you have some solid numbers to work with. You can also take a look at this vendor-by-vendor breakdown of how much weddings really cost to get an idea.
Look at your finances. Now that you know roughly how much you’ll need to pull off your dream day, you both need to take a long, hard look at your finances to see how much you can each afford. Also, find out if one or both sets of parents will also be contributing to the wedding expenses. If so, this will take some pressure off of the both of you.
Talk about the future. You’ll also need to think about what your financial goals for the future. Do you want to buy a house soon? Have a baby? That will have a definite impact on your wedding budget.
Compromise. This is one of the keys to marriage, after all. You don’t want to spend the entire planning process arguing or start off your married life in heaps of debt. This is when the fine art of compromise comes into play. Unless an item on your wedding list is a top three priority, find out if you can find a cheaper option or cross it off the list entirely.
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